Terms of Service

Effective Date: 2026

These Terms of Service govern your use of Family Protection Solution services provided by Virya Marketing LLC. By accessing our website, submitting your information, or using our services, you agree to these terms. If you do not agree with these terms, please discontinue use of our services.

1. Acceptance of Terms

By submitting your information through our website, contacting our team, or using our services, you acknowledge that you have read, understood, and agreed to these Terms of Service.

2. Services Provided

Family Protection Solution, operated by Virya Marketing LLC, provides insurance planning guidance and financial protection solutions for truck drivers and individuals seeking long-term financial security.

Our services may include:

• Helping clients understand available insurance planning options.
• Connecting clients with suitable financial solutions based on their personal goals and life stage.
• Providing educational resources and consultations related to insurance applying preparation.
• Communicating with clients regarding inquiries, appointments, and service updates.

We do not guarantee specific financial outcomes, returns, or insurance benefits. All decisions should be made based on your individual circumstances and goals.

3. User Responsibilities

By using our services, you agree that:

• You are at least 18 years old.
• The information you provide is accurate and complete.
• You will not misuse our website, forms, communications, or services.
• You will not use our services for fraudulent, unlawful, or unauthorized purposes.
• You are responsible for reviewing any financial information or recommendations provided and determining whether they align with your needs.

4. SMS Communications

By providing your phone number, you consent to receive SMS messages from Family Protection Solution regarding inquiries, appointments, consultations, and service-related communications.

Message Types May Include:

• Appointment confirmations and reminders.
• Follow-ups regarding submitted requests.
• Important service-related updates.
• Promotional communications if you have provided consent.

Message Delivery Disclaimer

Mobile carriers are not responsible for delayed or undelivered messages. Message delivery is not guaranteed.

Message and Data Rates

Message and data rates may apply depending on your mobile carrier and plan.

Consent & Opt-Out

You may stop receiving SMS messages at any time by replying: STOP

After opting out, you may receive a confirmation message and will no longer receive marketing SMS communications.

To receive assistance, reply: HELP

You may also contact us at:

Email: [email protected]
Phone: (786) 390-3481

Consent to receive SMS messages is not a condition of purchasing any goods or services.

5. Privacy and Data Usage

We respect your privacy and handle your information responsibly.

Information submitted through our website may be used to:

• Respond to your inquiries.
• Schedule consultations.
• Provide requested information.
• Improve our services.
• Send communications you have opted into.

For more information, please review our Privacy Policy.

6. Financial Disclaimer

Family Protection Solution provides educational information and insurance planning assistance. We do not provide guarantees regarding financial performance, income, or future income.

Insurance and financial decisions involve risks and should be evaluated based on your personal situation.

7. Payment & Fees

Any fees, costs, or agreements related to services will be communicated before services are provided.

Payments, if applicable, will be governed by the terms of any separate written agreement.

8. Limitation of Liability

Virya Marketing LLC and Family Protection Solution are not responsible for:

• Indirect, incidental, or consequential damages.
• Losses resulting from decisions made based on provided information.
• Service interruptions caused by third-party providers.
• Incorrect information submitted by users.
• Delays caused by communication providers.

9. Termination of Services

We reserve the right to restrict or terminate access to our services if:

• These Terms of Service are violated.
• Fraudulent or abusive activity is detected.
• Services are modified, suspended, or discontinued.

10. Dispute Resolution

Any disputes related to these Terms or our services will first be addressed through good-faith communication.

If a resolution cannot be reached, disputes shall be governed by the laws of the United States of America and applicable laws of the State of Florida.

11. Changes to These Terms

We may update these Terms of Service periodically. Continued use of our website or services after changes are posted means you accept the updated terms.

12. Contact Information

For questions regarding these Terms of Service, contact: